The house I live ___ belongs ____ my mother. She inherited it ____ her father who bought it when he got married. My grandfather borrowed money ___ the bank and it took him years to pay it back. My mother divided the house ___ two flats, so that if anything happened ___ her, my sister and I would each have a flat. The house reminds me my grandfather. He suffered ___ arthritis ___ the end of his life, so he lived ___ the ground floor, which is now my flat. I often think ___ the difficult life he had. I think life is much easier today, and my sister agrees ___ me...but who knows what life has ___ store for us!